Product · Margins
One person knows the spreadsheet.Everyone is paid from it.
A commission spreadsheet carries years of decisions: who shares a load, which rate applies, what changed last month. Margins turns those rules into calculations your team can inspect, flags exceptions before payday, and traces each statement back to the load.
Make the rules available to the team, including the person covering a week away.
01 · The sheet
Thirteen ways to get paid. One file knows them all.
Customer deals, team splits, extra shares, dispatcher pay, draws, escrow, loans, floors. At the brokerage where Margins was built, thirteen distinct pay mechanisms are in force. In the sheet each one is a formula in a cell. In Margins each one is a rule with a date on it.
A proposed rule change shows its dollar impact and needs a second approval. Its effective date determines which runs it applies to, preserving the rules used for earlier weeks.
Walk a load's precedence ladder13
pay mechanisms in force
343
changes filed and reviewed: 311 approved, 29 rejected
If you are the one who knows the sheet. You know why the rules are there and where the exceptions hide. The pilot starts with that knowledge, then makes it easier for someone else to understand and run the process when you are away.
02 · The run
The same load, billed in two different weeks.
A duplicate load can be easy to miss when the entries fall in different weeks. Margins blocks the run and identifies it. Re-billed loads with changed financials, unmatched agent codes, losses, and unusually high margins also go to review.
Warnings ask for a look. Blockers lock the pay step until a person clears them.
Open the exceptions worklist605
exceptions raised and worked in twenty weeks
$5,491
that would have paid twice, stopped across 20 duplicate loads
03 · The catch
$39,400 was going to the wrong broker.
Two people, one agent code. A whole book, about $3,961 a week, landing on the wrong statement. Every run was still a draft. Not a dollar had moved. It went back to the broker who earned it.
The audit made the shared agent code visible while there was still time to correct the statements.
Open the audit board04 · The statement
Every broker signs into their own numbers.
No figures in an email. A sign-in link, a locked statement, and every line opens to the load behind it. Their live board, their book by customer, and a scorecard ranked against anonymized peers.
When a broker questions a number, both sides can start from the same load and the same rule.
See how each person is paid270
statements delivered since the end of July
89
people they reached
05 · Six months later
A broker disputes a check from April. His deal changed in June.
Re-run April. Margins uses April's rates, because every deal carries a date. Corrections post forward as their own lines. Nothing rewrites what was paid. Years later, what went out is still queryable, next to the reason it changed and who approved it.
It is also the record a buyer asks for in diligence.
38,015
audit lines behind twenty weeks of pay
06 · The limits
What Margins will not do.
- It will not move your money. It computes, proves, and locks what every person earned. Then it works with how you already pay.
- It will not replace your TMS. It sits on top of it.
- Under about fifteen payees, a spreadsheet may still be the right fit. We will help you assess whether the added system is worth it.
- It will not run two brokerages on one deployment today. A second one is integration work, not a signup form.
Margins grew out of a brokerage’s weekly pay run. Real loads, disputed statements, and the people responsible for resolving them shaped the system.
07 · The pilot
One pay run, next to your sheet.
For two to three days, we calculate pay from your own loads alongside your existing process. Compare the results and examine the rules behind any difference.
01They match.
The two calculations agree for that run. Together, we check the rules and exceptions before deciding what to move into daily use.
02They differ.
We trace the difference to its source: a rule, an input, or an error. Then you can judge what correcting it is worth.
03We are wrong.
We correct the rule or calculation and rerun the comparison. Your current pay process continues while we work through it.
Bring the person who owns the spreadsheet. They know the history behind the rules and can tell us when a calculation misses it.
$4,015,094
commission settled through Margins
24,299
loads priced
94
earners on the roster, about 63 paid in a typical week
20
closed weekly runs, March 29 to August 16, 2026
Every figure on this page is drawn from the production system of the brokerage where Margins was built, queried August 24, 2026. One brokerage, twenty closed weekly runs.
Twenty weeks, line by line